This is a complicated question because each accident is unique. Even the same type of injury could have significantly different value in two different people, if there were differences in the severity of the injury, the amount of treatment, the paid medical expenses, the impact on the person’s daily routine, or other factors. That is why we cannot predict the value of a case based only on the injury. That having been said, here are some of the most important factors that affect the value of a bicycle injury claim: the medical diagnosis (including in particular what the doctor(s) wrote in medical records); paid medical expenses; amount of treatment received; if surgery was required; the amount of lost wages; the length of recovery time; the permanence of injuries; whether there is permanent scarring (also impacted by the location and prominence of the scar); perceived sympathy as a Plaintiff. There are also facts that raise “red flags” to insurance companies, potentially decreasing the value of a claim. These facts can include the perception by the insurance company that any of the following occurred: delays in medical treatment; under-treatment of injuries; failure to follow physician recommendations; and receiving an exorbitant amount of treatment relative to your injuries.
