While there are many factors that go into whether a cyclist receives a fair settlement, there are a few things nearly everyone can do after a crash to increase the likelihood of a fair settlement. For instance, it is important to carefully document your injuries, and get any medical treatment that you need. Take pictures if you have visible injuries. See a doctor if you have ongoing pain. Make sure to mention all your symptoms when you are visiting a doctor so they can make note of it in their records. Save receipts for any expenses you incur related to your accident. Avoid giving information to the insurance company to the greatest extent possible. Think of information like ammunition — you don’t want to give them the very weapon they will use against you! The most important thing is to be honest. Getting caught providing inconsistent testimony or lying is the worst thing that can happen for your claim. You lose credibility as a witness and the insurance company will assume that you are trying to defraud them. If your case proceeds to trial, your inconsistent testimony and/or lies will be used to tarnish your credibility. Telling the truth is the easiest step you can take in getting a fair resolution to your claim.
