There are numerous ways that individuals pay for their medical care after a bicycle collision, including: private health insurance; medical payments insurance through an auto insurance policy; workers compensation insurance, if the injury occurred while working and as a result of working; personal funds if uninsured; the driver’s insurance (although this would be distributed at the time of settlement and not as the bills are incurred); or government health coverage, such as Medicare, Medicaid, and Medi-Cal. We frequently represent clients who are uninsured or underinsured. For those individuals with medical bills that they cannot afford to pay out-of-pocket, we make every attempt to contact the entity and have them generate a medical lien. With a lien agreement, a medical provider agrees that they will not seek payment immediately, but will wait to be paid out of a settlement. Then, we can pay the lien with the settlement funds after the case resolves.
