I have health insurance and my health insurance paid for my medical treatment. How does that affect my compensation?

You are entitled to the entire value of your paid and/or outstanding medical expenses – whether these amounts are paid by you out-of-pocket, or by your insurance company. However, your health insurance contract likely contains a “subrogation agreement” or “right to reimbursement clause” which does affect your ultimate take-home settlement. The right to reimbursement clause […]

What is my case worth?

This is a complicated question because each accident is unique. Even the same type of injury could have significantly different value in two different people, if there were differences in the severity of the injury, the amount of treatment, the paid medical expenses, the impact on the person’s daily routine, or other factors. That is […]

How are damages calculated?

Economic damages are easy to calculate: the amount of money that you spent or missed out on making as a result of the crash is the total of your economic damages. For medical expenses, you are only entitled to compensation for the paid amount, as opposed to the billed amount in California. The paid amount […]

How can I keep track of all my expenses?

It is very important to keep track of all expenses related to your bicycle crash as they incur. One suggestion is to get a folder and keep all receipts, medical records, bills, EOB statements, reports, and letters received related to your claim in that folder. Alternatively, scan these documents and upload them into a folder […]

What damages am I entitled to?

There are two types of damages in each personal injury case: economic damages and non-economic damages. Economic damages are the reasonable costs incurred as a result of the subject accident. This includes items such as medical costs, lost wages, property damage, and travel expenses related to the accident. Non-economic damages include pain and suffering and […]

How do I pay my medical bills?

There are numerous ways that individuals pay for their medical care after a bicycle collision, including: private health insurance; medical payments insurance through an auto insurance policy; workers compensation insurance, if the injury occurred while working and as a result of working; personal funds if uninsured; the driver’s insurance (although this would be distributed at […]